“Money is waiting for you” Claim Balance PayPal: What Does it Mean? 


Many PayPal users receive a “Money is waiting for you” message from PayPal. Most of them don’t understand this message and wonder what to do next. If you are also one of those people, you are at the right place. Through this guide, we will be discussing “Money is waiting for you” Claim Balance PayPal: What Does it Mean and how to claim this money.

PayPal is undoubtedly one of the best platforms to make international transactions. You can easily convert the currency and can receive money from many currencies. They keep updating their features to enhance security. “Money waiting for you” is one of the security features of PayPal. To receive this balance, PayPal may ask you to verify your identity or email address. We will see the process to claim the money later in the article.

money is waiting for you claim balance paypal

Although this is a security feature of PayPal, it may be a malicious link from scammers or fraudsters. If you see this message in your mail, it can be a phishing link to gather your personal information. You may lose all your details if you follow the link. So, before following any link, check your PayPal account.

“Money is waiting for you” Claim Balance PayPal: What Does it Mean?

PayPal notifies you of the message “Money is waiting for you.” It means that you have received the payment, but the money is not added to your PayPal balance. To accept the money, you must click on the Accept Balance button and complete the procedure as it suggests.

Reasons behind the “Money is waiting for you” error:

There can be multiple reasons behind this. Let’s have a look at the possibilities of the message:

1. Identity Verification

It might be possible that your identity is not verified in PayPal. So, you must verify your identity before you accept the payment.

2. Variation of currency

PayPal can send a message if you receive money in another currency. You should check in your PayPal whether the currency is the same currency you wanted or not. You can change the currency in your PayPal account anytime you want.

3. Business Account

PayPal also provides business accounts to help businesses accept payment. You must accept the payment manually if you hold a business PayPal account. So, this can be the reason behind the “Money is waiting for you” message in your PayPal account.

paypal money is waiting for you

How to claim the money waiting for you in PayPal?

While introducing you to the post, I mentioned that this could be a phishing link to entrap you. You should check your PayPal account to verify the legitimacy of the message. It is legit if you find the message “Money is waiting for you” in your account. You shall click the “Claim Balance” button to accept the fund and add it to your PayPal balance.

1. Verifying Email Address:

You should verify the email address associated with your PayPal account. If not, then PayPal will hold the funds until you complete the verification process.

When you open your PayPal account, it sends a verification link in your mail. Check your mailbox for any verification-related mail from PayPal and verify your email address. Also, check out How to Anonymously Send Money on PayPal?

2. Verifying Identity

As a security measure, PayPal will hold the money until you verify your identity. Every PayPal user needs to do this before accepting payment. The process is easy; when you see the pop-up message from PayPal, just click on that. PayPal will ask you to enter your SSN name and SSN. Enter the details correctly. After completing the verification process, you will receive the money in your account.

3. Currency Variation

As we have mentioned above, currency variation can also be the reason behind that message. You can easily convert your fund into any currency you want in your PayPal account by following the below steps.

  • Open your PayPal account.
  • Click on the wallet.
  • Click on the three dots on the right corner of your currency.
  • Then click on convert currency.
  • Choose the currency into which you want to convert.
  • Enter the amount that you want to convert.
  • Click on convert now.

4. Check the email address on eBay

It could be possible that you entered the wrong email address while listing your product on eBay. To check the email address, follow these steps:

  • Firstly open your PayPal.
  • Go to My eBay
  • Click on the button that says sell similar.
  • Scroll down to the payment section.
  • Look at the PayPal box.
  • Check the email address whether it is correct or not.

If it is wrong, you need to change the email address the next time you list an item for sale.

How long does money wait for you in your PayPal account?

Funds that you have received in your PayPal account will be there for 30 days. However, if you don’t accept the fund, the fund will automatically be transferred to the sender. Also, check out How to add PayPal to Apple Pay to Make Any Purchase?


So, this was the complete explanation about “Money is waiting for you” Claim Balance PayPal: What Does it Mean and how to claim that money. We discussed all the possible reasons for the problem and shared the probable solutions. Hopefully, this information was helpful to you. Still, if you have any queries, feel free to ask in the comments.


Please enter your comment!
Please enter your name here