Fullz in 2026: What They Are, What They Cost, and How to Use Them
A fullz is a complete identity package: name, address, date of birth, in the US usually an SSN, and sometimes a photo of the cardholder’s ID. It is not a better CVV. It is a different product that opens targets a CVV cannot touch.
It also costs ten to twenty times as much and dies faster, because a fullz is only useful for the first hour or two after a fresh drop. This page covers what the fields are, what they cost, which targets need them, and the mistakes that waste the file.
Contents
What is inside a fullz
A usable US file contains the card number, expiry, CVV, the cardholder’s name, billing address, phone, DOB and SSN. Higher-priced files add a document photo and occasionally an email inbox.
That is it. Anything sold as “premium fullz” with extra fields beyond those is being decorated. The field-by-field breakdown explains what each one is for, and which you will never touch.
What a fullz unlocks
- Merchants that ask for the last four of the SSN on a phone verification or a credit application.
- Anything running a document upload or selfie check, where a photo ID has to match the billing name.
- Bank and fintech onboarding, which is where a plain CVV simply stops.
- Utility and telecom accounts, which almost always want an SSN for a credit check.
It does not help on a merchant that only wants card and address. Half the people buying fullz are buying something a $12 card covers. Read fullz vs CVV before you spend.
What they cost
| US, card + address + DOB + SSN | $15–$30 |
| US with document photo | $40–$70 |
| UK with SSN equivalent and postcode | $25–$45 |
| CA / AU | $20–$40, thin stock |
Anything under $10 in the US band is a 2024 file being resold. It will still pass a plain billing form and fail everywhere a live database check runs.
Freshness is the whole game
A CVV stays useful for weeks because the merchant only checks the card. A fullz is checked against identity databases, and those catch up. Two things follow:
- Use the file the day you buy it. Not the following weekend.
- Do the identity-heavy target first. Once you have spent the SSN on a fintech signup, the DOB is still fine for a retail form a week later, but the file as a package is used.
Where to buy
The fullz shop page covers this properly, but the short version is that only a handful of fronts refresh files rather than resell a stale base, and ShadowSwipe is the one we use. Prices run $18 for a plain US file to $65 with a document, and listings carry a drop date.
Ask any seller two questions before buying: the drop date, and whether the document is a photo or a scan. A seller who cannot answer both is passing through someone else’s stock.
Files with documents, dated
ShadowSwipe lists US fullz with drop dates, SSN, DOB and ID photos on about a third of the stock. $25 minimum deposit.
Using the file without wasting it
Order of operations matters. Set up the profile and proxy to the file’s state and city first, then fill the billing form exactly as the file reads, then use the identity fields only on the screen that asks for them. Full sequence in how to use fullz.
One hard rule: never correct a fullz field to make it tidier. If the address has “Apt 4B” jammed into the street line, leave it jammed. Databases store it that way and the check compares strings, not intent.
When a fullz is the wrong buy
Amazon and eBay. Neither asks for an SSN and both do fine on a plain CVV, so a $50 file is wasted there. Also anything under $300: the margin does not carry it unless you specifically need the identity step.
And if you are still learning the basics, a fullz is too expensive to practise on. Buy fifteen $1 cards from SantaCVV, break a few, then come back to fullz when the checkout sequence is muscle memory.
The honest caveats
SSN checks are not always live. Some merchants run a soft format check that passes anything with nine plausible digits, and some run a real database lookup that will fail an old file. You cannot tell which from outside, so expect a percentage of failures even on a fresh file.
Document photos often fail liveness. A still photo of an ID passes a manual review and fails a check that asks the holder to move or blink. That is the target’s fault, not the seller’s, and no amount of money fixes it.
Finally, fullz rarely come with inbox access. If a target sends a confirmation link to the cardholder’s email, you have hit the wall regardless of how good the file is.
The one-line summary
Buy a fullz when a target asks for an SSN or a document and the order justifies the price. Otherwise buy a CVV and keep the change. Start with fullz with SSN if you need the identity fields, or the beginner guide if none of this is familiar yet.
