Fullz with ID: Selfie, Document and Why KYC Targets Need Them
A document photo is the last step of the identity ladder. When a target asks you to upload an ID and take a selfie beside it, no CVV and no SSN will get you through. You need a file with a document, and even then you only pass a percentage of the time.
Contents
What you are actually buying
A photograph of the cardholder’s driving licence or state ID, front and sometimes back, with the name and address matching the billing details. The good versions are phone photos, slightly angled, with realistic glare.
Scans are cheaper and worse. A flatbed scan looks nothing like a phone upload, and reviewers on KYC desks have learned the difference. If the listing does not say photo, assume scan.
Price and failure rate
$40 to $70 for a US file with document. Failure is common and it is not always the seller’s fault:
- Liveness checks ask for movement or a head turn. A still image fails by definition.
- Glare or crop on the document means the OCR cannot read it and the upload is rejected before any human looks.
- Name mismatch between document and billing form, usually because the cardholder’s legal name differs from the card’s embossed name.
If the target runs a real liveness step, budget for three attempts and accept that the file is a starting point rather than a pass.
Which targets use them
Modern fintech onboarding, crypto exchange tiers, some bank-adjacent savings apps, and a growing number of retail credit applications. Also most car rental and property platforms.
What they do not help with: ordinary retail, food, gift cards, Steam. If the target never asks for a document, you paid $40 for something you will not open.
Making the upload pass
- Crop to the document edges but no tighter. Cropping into the border looks edited.
- Do not enhance. No sharpening, no colour correction, no de-noise. KYC desks train on raw photos.
- Upload the original resolution. Recompressing to save size is the most common avoidable rejection.
- Fill the form from the document, not from the file’s other fields. If they disagree, the document wins.
- One upload, one submission. Retrying three times in a row triggers manual review.
Document files, stock dated
ShadowSwipe carries ID photos on roughly a third of its US fullz stock, $40–$70, listed with drop dates. Check whether the document is photo or scan before buying.
What a good file looks like
Name, address, DOB and SSN all present and mutually consistent, document photo where the address on the licence matches the billing address in the file, and a drop date inside two weeks. If the licence address and the billing address differ, expect a manual review on any target that compares them.
Expiry matters too. A licence expiring in eight weeks passes automated checks and gets flagged by a human. Check the date on the image before you upload.
Selfies
Some files include a selfie of the cardholder. Where they do not, the target’s own camera step still works if it only asks you to hold the document up, because the person in the document is the person in the document. Where it compares against a stored selfie, you need the matching image and that is a rarer, dearer product.
Start with the sequence in how to use fullz before touching a document target, and read fullz with SSN if the SSN step is new to you.
