Non-VBV BINs USA 2026: Issuer Ranges by State
US non-VBV stock is the only part of this market with real depth, and it is also the part where geography matters most. Half the live ranges below cluster by state because the issuing bank only operates in a few of them. Buy a Regions card with a California proxy and it declines while the card is perfectly fine.
So this page is organised by state rather than by issuer. Match the proxy first, then pick a BIN from the state you landed in.
Contents
National ranges
These five operate across the country and do not need a regional match: 414720 (Chase), 451774 (BofA), 476164 (Wells Fargo), 522231 (Synchrony), 544299 (US Bank).
All five hold under $250. All five challenge above roughly $600. They are the sensible default and the reason a matched proxy still matters: national coverage does not mean you can put a New York card behind a Miami IP on a $400 order without risk.
Regional ranges by state
| State | BIN | Issuer | Ceiling |
|---|---|---|---|
| FL, GA, AL, SC, TN | 448334 | Regions | $150 |
| OH, IN, KY, MI | 471786 | Fifth Third | $200 |
| PA, NJ, DE, MD | 435563 | PNC (debit) | $120 |
| TX, OK, NM, AR | 521729 | Barclays US | $250 |
| CA, NV, AZ | 402156 | Citibank | $300 |
Ceilings are what held in testing, not what the balance allows. A Regions card with $900 on it still challenges at $400 because the issuer’s risk model does not trust a large out-of-pattern amount.
Matching the proxy to the state
Residential proxy in the card’s state, ideally the same metro. Same timezone, always. If you cannot source the state, pick a national range instead of faking a regional one.
The profile has to agree with the proxy too: timezone, language, geolocation and the ZIP in the billing address. A mismatched timezone is the fastest way to a challenge on an otherwise live card. Detail in proxies and anti-detect profiles.
Burned prefixes
414709, 476173, 543281 and 402400 are still listed at premium prices by shops working off old stock. All four challenge on nearly everything now. If a shop only shows you those, it is selling a base from last year.
Filter by state and BIN on the shop
Cardvenza is the only front on our list where you can set the state and paste the BIN in the same search, which is exactly what this page asks you to do.
Retest monthly. Regional ranges change hands without notice, and a state list rots faster than a national one because there are fewer cards behind it. The master list tracks which sections are currently holding.
